about us

Simple, Intuitive, Transparent

Established in 2018 by an experienced team of bankers and technologists, Cashlobe is a Fin-tech company, developing disruptive corporate treasury  technology.

Over the years, we have observed that contrary to common belief, significant inefficiencies still exist in the way Small Medium Enterprises and global companies, even large ones, manage their financial affairs, resulting with significant opportunity costs. 

The are various reasons for this, in particular, something we have termed “Information and  Operational  Arbitrage”. In plain words, insufficient monitoring, systems integration complexity, awareness, knowledge, time and resources result in sub-optimal financial positions, excess costs and inefficient transactions

With that in mind, Cashlobe embarked on developing an innovative and affordable Autonomous Treasurer tool for small-medium enterprises and multinational companies. 

Our aim is to bring transaction cost analysis , smart treasury management, financial planning & decision making together. 

We endeavour to unlock value and eliminate inefficiencies so our client can put those savings back to work and focus on core business and strategic issues.


Founder and Managing Director

Avner is an experienced banking and finance executive having worked across various markets and geographies.

Before establishing Cashlobe, Avner was a Managing Director at Citi for 22 years. In his most recent role, Avner was head of Citi’s Central and East Europe, Middle East and Africa Corporate Solutions Group , where he was involved in origination and structuring of complex finance and risk management transactions .
Prior to that, Avner was head of Citi’s Global Markets and Securities Services in South Africa

Avner received an MBA from Tel Aviv University and Bachelor of Science in Economics and Accounting from the Hebrew University in Jerusalem.



Co-founder and Director

Harsha is the co-founder and Director of Cashlobe. He is an experienced technology professional and has more than 18 years of experience in the industry. Harsha has, in the past, worked with technology majors like Samsung, Bosch and ST Ericsson. 

Harsha brings along with him the experience of building, leading and managing technology, solutions and product development teams across different geographies like the UK, US, Germany, South Korea and India. He has architected, built and managed technology products and solutions in the area of Mobility, IoT, Data Analytics, Cloud and Data Security.

Harsha has a Bachelor’s Degree in Engineering from Mysore University, a Master’s in Technology from BITS-Pilani and a Master’s in Business Management from the Indian Institute of Management, Kolkata.

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